Testimonials

“Thank you for helping me in my hour of need. I could not foresee getting out of the negative adjustable loan I had on my house. You presented my situation so well to WAMU and with the current valuation report being available for their review, I really think it assisted them in making the right decision. I was so happy they gradually adjusted my loan from 1 – 5% so I would have time to adjust to fully amortized payments. You have eased the burden on our home loan problems significantly. I have referred 5 people to you with similar loans. Thank again so much for taking the time to explain the process to me.”

Paul M.

“When my daughter and I purchased our home, we were totally taken advantage of at the closing table. We had to admit it was an emotional buy on our part, but we agreed to payments that were somewhat high for our budget. This was OK until my hours were reduced this year. We were upside down on our payments by over $1000 a month. CitiBank just ignored our requests. We really had planned on walking away from our home. I reviewed all your correspondence to CitiBank and really appreciate your dedication to our case. I understand you wrote a pretty intense letter to the Office of the President of Citi – I think that is how we got our issues resolved. Anyone else would have given up after the 5 tries. They sure gave you the run around. The lowered our rate from 7.75% to 3.25%! Our payments went down $1,000.00. OMG!”

Diane W.

“When we got behind over $15k on our mortgage, we had pretty much thrown in the towel on our house. The payments were at 11.25% and we didn’t even have enough to pay our $6,250.00 in delinquent property taxes. We did not think anyone would help us. We tried to refinance, but the value of our home had dropped so much, and now with delinquent payments, our credit has really suffered. American Home Mortgage worked with you to bring our taxes current and dropped our interest rate all the way to 6% ! And now, with our property taxes included in our payment, our payments are still less than they were and we will never get so far behind again. Thank you for sticking with us. I know sometimes we were pretty upset. It’s so emotional when you have a home, kids and a school district you want to stay in and your faced with losing your home. You guys are awesome!”

Abraham P.

“I own a 4 plex in a military town that recently had a base closure. I lost 3 tenants who were in the military and my town basically turned into a ghost town. I got behind in over $27,000 in payments. I have owned this property for 7 years and I live in the bottom unit. I am on disability and can’t afford to move anywhere. You worked with my leasing agent and we got all units rented on Section 8 and the rent covered the modified payment Countrywide negotiated with you – I still can’t believe it. My rents total $1800 and my new payment, with taxes and insurance is $1777! They brought over $12,000 in taxes current for me to be able to keep my property. They fixed my interest rate to 4% for the remaining term of the loan. I am still in shock. I sure enjoyed the holidays knowing I would have a place to live in 2009!”

Angela H.

“We had heard about a lot of companies scamming people in mortgage trouble. Your company sounded different because you offered us a couple ideas to solve our current problems. We did not think our mortgage company Select Portfolio would care that our house had dropped in value over $150,000 and we were just going to either try to short sell the property or walk a way. We are glad you talked to them about our account and gave them the current value report. I was amazed they dropped our principal balance by $87,000. They dropped our interest rate from 9% to 5.75% too making our payments go from $3,030. to $1,918. Thank you for really helping us decide on the right decision on how to work out this situation. Knowing the facts and knowing a few options really helped us sleep at night. Your knowledge and suggestions along with the advice of our accountant really helped us make wise money decisions for our future.”

Renee M.